Entrepreneurialism is the heart of Settlers bank, and commercial banking is its cornerstone. Our business banking team is empowered to build a practice to call its own – one that’s focused on the unique needs of each business client, encourages networking with a variety of solid financial partners, and ensures a seamless client experience with its commitment to teamwork. This tenured group of bankers has the experience and ability to make good decisions quickly, and these decisions are made locally by people you know. Because our bankers know and understand your business they can laser through its complexities, and identify simplified solutions. Infused with the same entrepreneurial spirit that inspired Sb founders, Tom Spitz and David Fink, our bankers’ ability to adapt to a rapidly-changing business landscape makes them better equipped to meet your business’ borrowing needs, regardless of its size or location.

Great Rate CD Specials:  23 Month 2.60% APY / $25,000 min. to open – Learn More ›

Meet the Sb Business Banking Team

Running your business is more than a full-time job. Avoid the time drain and frustration of breaking in an inexperienced banker with zero decision-making ability. Our tenured bankers understand the market and the diverse industries within it. This team of highly experienced professionals promises: sound and timely local decisions; customized funding solutions; and superior systems to enhance your operational efficiency. You’ll wonder how you ever managed without them.

Dan Nichols

SVP, Commercial Lending




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About Dan

Edward Kinney

SVP, Commercial Lending



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About Edward

Michael Waters

Market President, SVP




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About Michael

David M. Fink

Founder & President


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About David

Thomas E. Spitz

Founder & CEO


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Eric Walters

VP, Credit Administration


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About Eric

Susan Braun

Credit Portfolio Manager

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Tammy Caravello

Credit Portfolio Manager



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About Tammy

Ryan Mallet

Credit Analyst



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About Ryan

Jason Vater

Consumer Loan Processor



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About Jason

Samantha Brown

Commercial Loan Processor



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About Samantha

Tara Fell

Loan Operations Manager



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About Tara

Celebrating 10 years of making banking easy

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Appleton, WI

4321 W College Avenue
Appleton, WI 54914

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Phone: 920.939.6700
Fax: 920.939.6701
Hours: Monday-Friday
9 a.m. to 5 p.m.
Madison, WI

8010 Excelsior Drive
Madison, WI 53717

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Phone: 608.842.5050
Fax: 608.842.5051
Hours: Monday–Friday
9 a.m. to 5 p.m.
Windsor, WI

4021 Meridian Drive
Windsor, WI 53598

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Phone: 608.842.5000
Fax: 608.842.5001
Hours: Monday–Friday
9 a.m. to 5 p.m.