Michael Waters



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Michael Waters, President, works with business owners to provide customized solutions to help them operate more efficiently and ultimately grow their franchise value and personal wealth. After more than 20 years building strong relationships with commercial clients, Mike understands that serving as a trusted advisor to area business — providing the expert advice and financial support they need to thrive — benefits not only those particular companies, but also contributes to overall economic growth and community prosperity.

Mike derives great personal satisfaction from helping clients grow their businesses and build franchise value. He also serves as a dynamic resource for clients facing difficult times. From crafting creative solutions that allowed companies to weather the Great Recession, to  seeing a client through the trials and tribulations associated with “righting the ship” after buying a troubled company, Mike excels at being there for businesses when other bankers can’t or won’t.

Mike demonstrates his commitment to our community and its children by serving on the Board of Valley Kids and the steering committee for The Children’s Hospital. Mike was treasurer of the Heart of the Valley Chamber for many years. In 2016 he chaired the March of Dimes Fox Cities Walk and in 2012 the Fox West YMCA recognized Mike as Most Valuable Campaigner for the Strong Kids Campaign.

Mike received his MBA (with distinction), and holds a BA in finance, from the University of Wisconsin-Oshkosh. Mike was on the Dean’s list and ranked in the top 10% of national college business exam.

Appleton, WI

835 W Northland Avenue
Appleton, WI 54914-3901

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Phone: 920.939.6700
Fax: 920.939.6701
Hours: Monday-Friday
9 a.m. to 5 p.m.
Madison, WI

8010 Excelsior Drive
Madison, WI 53717-1951

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Phone: 608.842.5050
Fax: 608.842.5051
Hours: Monday–Friday
9 a.m. to 5 p.m.
Windsor, WI

4021 Meridian Drive
Windsor, WI 53598-9698

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Phone: 608.842.5000
Fax: 608.842.5001
Hours: Monday–Friday
9 a.m. to 5 p.m.