Additional Requirements

In addition to the individual offer requirements, the following requirements must be met:

• The referred member cannot have previously had a membership with Settlers best Credit Union.
• The existing member and referred member must be 18 years or older to have an individual checking account.
• The existing member must be a current member and both members must have an open account in good standing at the time the reward is to be paid.
• Referrals are only good for 180 days from the time the referral is made.
• Please allow 2-3 weeks, after completing all requirements of this offer, for delivery of your Visa® Virtual Reward.
• Each Visa Virtual Reward Card amount may be reported to the IRS, state, and local tax authorities if required by applicable law. Recipient is responsible for any federal, state, and/or local taxes on reward items.
• A Referrer may receive up to $550 per calendar year for qualified referrals.
• The referred member may only receive one Visa Virtual Reward Card for completing each offer.
• In the event that multiple existing members refer the same person, only the first referral registration completed by the referred member will be used by the program.

Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

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