Rates

All Rates Effective

12.02.2024

CERTIFICATE SPECIALS

9-Month Certificate | $2,500 minimum

4.40% Annual Percentage Yield – new deposits only
4.10% Annual Percentage Yield – existing deposits

24-Month Certificate | $2,500 minimum

3.80% Annual Percentage Yield – new deposits only
3.50% Annual Percentage Yield – existing deposits

Membership with $5 Share Savings required. Rates effective 12.02.2024. Penalty for early withdrawal.
Insured by NCUA.

LOOKING FOR MORTGAGE RATES? Call today, 608.842.5000 or 920.939.6700

Share Savings & WUTMA Share Savings

Annual Percentage Yield	Dividend Rate	Minimum balance to open a Share account is $5. Prospective dividend rate for the current period. Rates subject to change quarterly after account opening. Fees could reduce earnings.
.01	.01

Minimum balance to open a Share account is $5. Prospective dividend rate for the current period. Rates subject to change quarterly after account opening. Fees could reduce earnings.

Certificates - $2,500 minimum deposit required

Term	Annual Percentage Yield	Dividend Rate	Available for business, personal and individual retirement accounts. Penalty for early withdrawal.
3 Month	.05	.05
6 Month	.15	.15
9 Month	.20	.20
12 Months	.25	.25
24 Months	.25	.25
36 Months	.25	.25
48 Months	.25	.25

Available for business, personal and individual retirement accounts.

Penalty for early withdrawal.

Business & Personal Money Market Rates

Tier	Annual Percentage Yield	Dividend Rate	Prospective dividend rates for the current period. Fees could reduce earnings. Rates subject to change after account opening.
$0.00 - $2,499.99	.01	.01
$2,500 - $24,999.99	.01	.01
$25,000 - $49,999.99	.05	.05
$50,000 - $89,999.99	.07	.07
$90,000+	.10	.10

Prospective dividend rates for the current period.

Fees could reduce earnings. Rates subject to change after account opening.

Business & Personal Advantage Money Market Rates

Tier	Annual Percentage Yield	Dividend Rate	Prospective dividend rates for the current period. All account openings and deposits must be new funds not on deposit in any account at Settlers best within the last 90 days. Fees could reduce earnings. Rates subject to change after account opening.
$0.00 to $9,999.99	.01	.01
$10,000 to $49,999.99	.05	.05
$50,000+	.10	.10

Prospective dividend rates for the current period.

All account openings and deposits must be new funds not on deposit in any account at Settlers best within the last 90 days. Fees could reduce earnings. Rates subject to change after account opening.

Business Dividend Checking

Annual Percentage Yield	Dividend Rate	Available to sole proprietors and certain nonprofits Prospective dividend rates for the current period. Fees could reduce earnings. Rates subject to change after account opening.
.01	.01

Annual Percentage Yield

Dividend Rate

Available to sole proprietors and certain nonprofits

Prospective dividend rates for the current period.

Fees could reduce earnings. Rates subject to change after account opening.

.01

Available to sole proprietors and certain nonprofits

Prospective dividend rates for the current period.

Fees could reduce earnings. Rates subject to change after account opening.

Personal Dividend Checking

Annual Percentage Yield	Dividend Rate	Prospective dividend rates for the current period. Fees could reduce earnings. Rates subject to change after account opening.
.01	.01

Annual Percentage Yield

Dividend Rate

Prospective dividend rates for the current period.

Fees could reduce earnings. Rates subject to change after account opening.

.01

Prospective dividend rates for the current period.

Fees could reduce earnings. Rates subject to change after account opening.

Business & Personal Savings Rates

Annual Percentage Yield	Dividend Rate	Prospective dividend rates for the current period. Fees could reduce earnings. Rates subject to change after account opening.
.01	.01

Annual Percentage Yield

Dividend Rate

Prospective dividend rates for the current period.

Fees could reduce earnings. Rates subject to change after account opening.

.01

Prospective dividend rates for the current period.

Fees could reduce earnings. Rates subject to change after account opening.

Business & Personal Platinum Plus Money Market Rates

Annual Percentage Yield	Dividend Rate	Prospective dividend rates for the current period. New money only. $25,000 minimum required to open and obtain stated Annual Percentage Yield. Dividends compound monthly. ACH direct deposit(s) totaling over $300 required to obtain the displayed rate. If requirement is not met, the rate will be 0.25% lower. ACH direct deposit = One or more ACH deposit totaling over $300 in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS classified “Gig Economy” job does not qualify as direct deposit. Fees could reduce earnings. Rates subject to change after account opening.
4.75 with direct deposit	4.65 with direct deposit
4.50 without direct deposit	4.41 without direct deposit

Annual Percentage Yield

Dividend Rate

Prospective dividend rates for the current period.

New money only. $25,000 minimum required to open and obtain stated Annual Percentage
Yield. Dividends compound monthly.

ACH direct deposit(s) totaling over $300 required to obtain the displayed rate. If requirement is not met, the rate will be 0.25% lower.

ACH direct deposit = One or more ACH deposit totaling over $300 in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS classified “Gig Economy” job does not qualify as direct deposit.

Fees could reduce earnings. Rates subject to change after account opening.

4.75 with direct deposit

4.65 with direct deposit

4.50 without direct deposit

4.41 without direct deposit

Prospective dividend rates for the current period.

New money only. $25,000 minimum required to open and obtain stated Annual Percentage
Yield. Dividends compound monthly.

ACH direct deposit(s) totaling over $300 required to obtain the displayed rate. If requirement is not met, the rate will be 0.25% lower.

Fees could reduce earnings. Rates subject to change after account opening.

Expect the Unexpected Savings

Annual Percentage Yield	Dividend Rate	Available to Settlers best members who also have a 1^st or 2^nd closed-end mortgage with us. Prospective dividend rates for the current period. Fees could reduce earnings. Rates subject to change after account opening.
.01	.01

Annual Percentage Yield

Dividend Rate

Available to Settlers best members who also have a 1^st or 2^nd closed-end mortgage with us.

Prospective dividend rates for the current period.

Fees could reduce earnings. Rates subject to change after account opening.

.01

Available to Settlers best members who also have a 1^st or 2^nd closed-end mortgage with us.

Prospective dividend rates for the current period.

Fees could reduce earnings. Rates subject to change after account opening.

Please contact us for current information. See Account Terms & Conditions and Fee Schedule for additional information.

*Membership with a $5 Share Account required. Minimum balance to open $2,500. Penalty applies for early withdrawal.

Appleton, WI

835 W Northland Avenue
Appleton, WI 54914-3901

Get Directions

Phone:	920.939.6700
Fax:	920.939.6701
Hours:	Monday-Friday 9 a.m. to 5 p.m.

Madison, WI

8010 Excelsior Drive
Madison, WI 53717-1951

Get Directions

Phone:	608.842.5050
Fax:	608.842.5051
Hours:	By Appointment Only Monday–Friday 9 a.m. to 5 p.m.

Windsor, WI

4021 Meridian Drive
Windsor, WI 53598-9698

Get Directions

Phone:	608.842.5000
Fax:	608.842.5001
Hours:	Monday–Friday 9 a.m. to 5 p.m.