Mortgage Loan Application Checklist
Information About You:
- Copy of your Driver’s License or other government issued photo ID
- 2 years of W-2s
- Paystubs for the last 30 days
- Last two months of bank statements for checking and savings – all pages
- Most recent quarterly copies of 401(k), pension, and/ or other investment account statements – all pages
Information About the Home:
- Copy of accepted Offer to Purchase, include amendments, counter offers, and Property Condition Report
- Homeowner’s Insurance Declaration Page
- Homeowner’s Insurance once year paid receipt, or invoice if paying at closing
For new construction
- Construction contract, blueprints, and bid specification
- Purchasing the Lot: copy of Offer to Purchase
- Own the Lot: copy of Closing Disclosure for date of purchase
Special Circumstances:
- Selling your present home: copy of the listing contract, accepted Offer to Purchase, and Closing Disclosure at time of sale
- Self-employed or Commission-based pay: 2 years of personal and business tax returns with K-1s
- Newly employed or job relocation: copy of signed Offer of Employment
- Divorced: copy of divorce decree and proof of receipt of child support, alimony and/ or spousal support
- Own investment property: copies of current rental leases
- Proof of military status/ service DO214. Copy #4
- Receiving an award: copy of award letter (social security, unemployment, social security disability)
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