Rev. 1/2011
FACTS
WHAT DOES Settlers bank
DO WITH YOUR PERSONAL INFORMATION?
 
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account balances and Payment history
  • Transaction history and Credit history

When you are no longer our customer, we continue to share your information as describe in this notice.

 
How?
All financial companies need to share customer personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer personal information; the reasons Settlers bank chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information
Does Settlers bank share?
Can you limit this sharing?
For our everyday business purposes–
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes No
For our marketing purposes–
to offer our products and services to you
No
We don’t share
For joint marketing with other financial companies
No
We don’t share
For our affiliates’ everyday business purposes–
information about your transactions and experiences
No
We don’t share
For our affiliates’ everyday business purposes–
information about your creditworthiness
No
We don’t share
For nonaffilliates to market to you–
No
We don’t share
 
Questions?
Call 608-842-5000 or go to info@settlerswi.com
 
Page 2
 
 
Who we are
Who is providing this notice?
Settlers bank
 
What we do
How does Settlers bank
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Settlers bank
collect my personal information?
We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
Why can’t I limit all sharing?
Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes–information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Settlers bank does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Settlers bank does not share with non-affiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Settlers bank does not jointly market.
 
Other important information
We may also collect your personal information from others, such as credit bureaus or other companies.